*Employee savings computed based on an annual salary of $36,200 and 2009 tax rates for a single individual claiming zero exemption. Employee savings calculated using: Federal, NYS and NYC Income Tax, Social Security and Medicare taxes. Annual savings of up to $1000 or more based on the maximum pretax deduction of $230/month allowed for transit. Individual savings may vary based on state of resident and other factors. Ask your tax advisor for details.